actual

101.73%

Combined ratio

101%

100%

99%

(Government Programs; excluding National Collaborative contracts)

Combined ratio

(Commercial and FMG) AIP 40%

99%

98.75%

98.5%

99.34%

3-yr rolling average

98.51%

actual

Results through April 30

Risk-based capital

MI
9.5

No less
than 6x

IN
11.7

OH
12.8

Meet SLAs and PGs

(Commercial only) AIP 15%

98%

98.5%

99%

100%

FINANCIAL HEALTH

Financial Health metrics

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Combined ratio

Definitions

Meet SLAs and PGs
Risk-based capital

Click the words below to see their definitions and better understand the terminology above.

    Total expenses divided by gross premiums. The lower the percentage the better.

    Financial Health

    STRATEGY

    2026